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Welcome - Get the best real estate listings & homes for sale, expert advice, local info, and much more from The Smith Team, a proven College Station, Bryan and Brazos Valley, Texas NUMBER1EXPERT™ Top Selling real estate agent.
Find College Station, Bryan and Brazos Valley Homes - Find College Station, Bryan and Brazos Valley, Texas real estate listings & homes for sale provided by The Smith Team, your local expert real estate agent.
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School Reports in College Station, Bryan and Brazos Valley, Texas

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Titles >Do You Really Need Title Insurance

When a home is purchased, title insurance is one of the closing cost items on the closing statement. This insurance protects the buyer from defects in the title that are not discovered until after the closing. There are two kinds of title insurance--coverage that protects the lender for the balance of the mortgage if the buyers have a loan, and coverage that protects the buyers' equity in the property.

It is prudent to purchase owners' coverage because most of the title problems that arise after a closing are not from a sloppy title search, but are the result of inaccurate information in the public records. The ownership chain goes back a long way, and fraud or misrepresentation anywhere in the chain could mean big problems. Title insurance will protect you if a wife or husband did not properly sign off on the ownership papers or if the property was sold as part of an estate that was later disputed. Most people do not have to deal with the title insurance company after the closing, but this coverage could save your investment if a problem arises.

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Q	What building has been named the 21st Century Townhouse project?
A	4 townhouse in Bowie, MD made of giant foam/board panels, concrete/styrofoam block frames, steel, and aerated concrete.
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The Smith Team, REALTOR®, real estate agent and broker for College Station, Bryan and Brazos Valley, Texas home listings, property and land for sale - NUMBER1EXPERT(tm)

The Smith Team
Keller Williams - The Smith Team
701 University Drive East, Suite 405
College Station, TX 77840
979-777-7677
Fax: 979-260-3304
AndrewSmithTeam@NUMBER1EXPERT.com

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